–以美國 NCAA 之制度為核心–
大學運動為業餘運動之一環，亦為職業運動之基礎。大學學生運動員於參與大學 運動時，能有良好的風險管理機制，始能免於因運動傷害造成失能，致使斷送運 動生涯。美國為全世界運動最為發達的國家之一，其大學運動繁盛之程度不亞於 職業運動，故美國大學體育總會對於學生運動相關風險的防制與保障之機制多年 來即有深入之研究並設立相關計畫。故本文擬就美國大學體育總會對於學生運動 員所提供之失能保障制度之內容為重心以為論述。
College sport is part of amateur sports and the fundament of professional sports as well. Whilst college student athlete participates in intercollegiate sports, there should be a risk management system to prevent a disabling injury which will cause the student athlete not able to enter the professional sports. United States is one of countries where the sports have blooming development and its college sport is as flourishing as professional sports. The National Collegiate Athletic Association (NCAA) has been conducting researches and established some programs with respect to the risk prevention and protection faced by student athlete for the recent years. This article focuses on the systems in NCAA to discuss the related issues.